Best Buy Credit Cards

Best Buy Credit Cards

Best Buy credit cards give cardholders access to exclusive financing, discounts and rewards.

Best Buy Credit Card? Know This Before You Apply!

This is associated with MasterCard, so that it can be used elsewhere, but unfortunately there are a lot of disadvantages. It ‘s hard to find a Best Buy Mastercard? Not necessarily, but that is why you can not feel the desire even if you have the credit score needed for approval …

Best Buy MasterCard

Annual fee: The Best Buy website does not do a good job talking about the annual fee in advance, but when you compile the application of the credit card, you will be taken to a page to review the terms and decide whether to accept them. One of these conditions is an annual fee, and according to several online complaints can be said to amount of this fee varies according to your credit. Some reported that claim to be hit with a $ 59 annual fee. The version with no annual fee is apparently only to those with “credit qualifying.”

Reward Low: Best Buy Credit Card rewards program is as follows:

2 points for every $ 1 spent at Best Buy (in store or online)
1 point for every $ 1 spent on food and eating
0.5 points for every $ 1 spent elsewhere

For every 250 points accumulated, get the card a $ 5 rewards certificate that can be used for a future purchase from Best Buy. Although it is nice to see that this card is actually a program that rewards disadvantage is that there is certainly a very impressive.

Reward loss: In the fine print of Best Buy Reward Zone MasterCard rules, there was a speech, entitled “annualization program” that declares the beginning of the calendar year, the accumulated points will be converted to gift certificates (with $ 5) and all the remaining points will be lost. I think it’s very unfair.

High interest rates: The application lists 17.99% for the lowest layer, and 21.74% for the major. So the best case is about 18%? And ‘crazy.

Lower limit of credit: it is said, there are many complaints about cardholders have low credit limits. Ironically, of all places, I have seen many complaints in the community message boards BestBuy.com on this topic. For example, a poster saying “I recently applied and was approved for a MasterCard for a measly $ 300.00 …” and “… When I applied online has never said that I would pay $ 60 odd dollars a year …”

Best Buy Credit Cards